About Michelle



As a financial planner and principal of California Financial Advisors in San Ramon, California, Michelle Perry Higgins specializes in wealth management. Since 1996 she has built a successful practice advising executive professionals into retirement, and her passion for finance has helped hundreds of individuals better understand the process of investing and fiscal planning. Ms. Higgins works with many AT&T and Chevron managers/executives and has extensive knowledge with their benefit plans.

Ms. Higgins was ranked in the Top 50 Women-Owned RIAs in 2013, Top 25 Women RIAs in 2012, 2014 and 2015, and Top 40 Under 40 by WealthManagement.com. Also, she was awarded the 2012, 2013, 2014 and 2015 Five Star Wealth Manager Award, Diablo Magazine.  She has appeared on CNBC, CBS and Fox, quoted in Oprah.com, Forbes, USA Today, The Los Angeles Times and many more. Ms. Higgins is a regular contributor on the Wall Street Journal Expert Panel. She is a frequent public speaker on retirement planning, investments, wealth management, college education funding, estate planning and insurance. In addition, she has published three Amazon Best Sellers: The Everything Binder: Financial, Estate and Personal Affairs Organizer, Stocks, Bonds & Soccer Moms: 7 Steps to a Balanced Life, and College Poor No More! 100 $avings Tips for College Students (in which 100% of her profits from the sale of this book are donated to scholarships).

 Ms. Higgins graduated from Saint Mary’s College with a concentration in business administration and economics. Currently, she is on the Saint Mary’s College Women’s Leadership Council as it is her passion to give back by mentoring young women and helping to raise scholarship funds.

Ms. Higgins enjoys spending time with her husband and their two daughters.